Success is a Choice

Success is a choice as well as failure.
So choose which one do you want.

If you want success, join us in our journey to financial freedom.
Join us in our commitment to serve Filipinos and our country.

www.ca2020.net

Surprises

Life is always full of surprises.
You never know when or where it came.
But one thing you know about it
It will change you from within.

Surprises make you smile.
Surprises make you think.
Surprises make you feel unusual.
Surprises make you different.

So what does surprises really brings?
Are they good or bad?
Maybe, it depends on the news that surprises bring.
Maybe, it depends on the people suprises were brought to.

But one thing I know.
Suprises may come instantly.
Response to this should not be.
Take time for the surprises that came to you.

-March 26, 2004

Due Diligence Checklists for Buying a Business

When you're buying a business, meticulous due diligence is a must. The only problem is that when it comes to due diligence, details can easily fall through the cracks. That's why you need our due diligence checklists for buying a business.

Due diligence is at the heart of every business purchase.

Seven Alternative Sources of Capital for Setting up a Business

Borrowing from banks is every small entrepreneur's nightmare. One gets turned down for bank loans for a variety of reasons, including lack of assets, collateral and business experience. Don't despair, however. There are several common types of alternative sources of capital for setting up a business available to young companies.

Savings and Investments
The first source you should consider is your own savings and investments. One disadvantage though of self-financing is that if things did not turn out the way you want them to be it will be your money that goes down with the ship.

Angel Investors
Angel investors are affluent individuals who provide capital for a business start-up, usually in exchange for ownership equity. These individuals are looking for a higher rate of return than would be given by more traditional investments (typically 25% or more). Angel investors are an excellent source of early stage financing and high-growth start-ups. They are often willing to tread where there is too much risk for banks and not enough profit potential for venture capitalists. And since angel investors are often retired business owners and executives, they can also provide valuable management advice and important contacts.

Philippines - Cooperatives (FAQ)